Excel Convert Amount in words

You can use below UDF to convert amount in number to words.
copy below code in standard module
Formula will be =Spellword(A3)

Option Explicit
'Main Function
Function Spellword(ByVal MyNumber)
        Dim Temp
        Dim Rupees, Paisa As String
        Dim DecimalPlace, iCount
        Dim Hundreds, Words As String
        Dim place(9) As String
        place(0) = " Thousand "
        place(2) = " Lakh "
        place(4) = " Crore "
        place(6) = " Arab "
        place(8) = " Kharab "
        On Error Resume Next
        ' Convert MyNumber to a string, trimming extra spaces.
        MyNumber = Trim(Str(MyNumber))

        ' Find decimal place.
        DecimalPlace = InStr(MyNumber, ".")

        ' If we find decimal place...
        If DecimalPlace > 0 Then
            ' Convert Paisa
            Temp = Left(Mid(MyNumber, DecimalPlace + 1) & "00", 2)
            Paisa = " and " & ConvertTens(Temp) & " Paisa"

            ' Strip off paisa from remainder to convert.
            MyNumber = Trim(Left(MyNumber, DecimalPlace - 1))
        End If

        '===============================================================
        Dim TM As String  ' If MyNumber between Rs.1 To 99 Only.
        TM = Right(MyNumber, 2)

        If Len(MyNumber) > 0 And Len(MyNumber) <= 2 Then
            If Len(TM) = 1 Then
                Words = ConvertDigit(TM)
                Spellword = "Rupees " & Words & Paisa & " Only"

                Exit Function

            Else
                If Len(TM) = 2 Then
                    Words = ConvertTens(TM)
                    Spellword = "Rupees " & Words & Paisa & " Only"
                    Exit Function

                End If
            End If
        End If
        '===============================================================


        ' Convert last 3 digits of MyNumber to ruppees in word.
        Hundreds = ConvertHundreds(Right(MyNumber, 3))
        ' Strip off last three digits
        MyNumber = Left(MyNumber, Len(MyNumber) - 3)

        iCount = 0
        Do While MyNumber <> ""
            'Strip last two digits
            Temp = Right(MyNumber, 2)
            If Len(MyNumber) = 1 Then


                If Trim(Words) = "Thousand" Or _
                Trim(Words) = "Lakh  Thousand" Or _
                Trim(Words) = "Lakh" Or _
                Trim(Words) = "Crore" Or _
                Trim(Words) = "Crore  Lakh  Thousand" Or _
                Trim(Words) = "Arab  Crore  Lakh  Thousand" Or _
                Trim(Words) = "Arab" Or _
                Trim(Words) = "Kharab  Arab  Crore  Lakh  Thousand" Or _
                Trim(Words) = "Kharab" Then

                    Words = ConvertDigit(Temp) & place(iCount)
                    MyNumber = Left(MyNumber, Len(MyNumber) - 1)

                Else

                    Words = ConvertDigit(Temp) & place(iCount) & Words
                    MyNumber = Left(MyNumber, Len(MyNumber) - 1)

                End If
            Else

                If Trim(Words) = "Thousand" Or _
                   Trim(Words) = "Lakh  Thousand" Or _
                   Trim(Words) = "Lakh" Or _
                   Trim(Words) = "Crore" Or _
                   Trim(Words) = "Crore  Lakh  Thousand" Or _
                   Trim(Words) = "Arab  Crore  Lakh  Thousand" Or _
                   Trim(Words) = "Arab" Then


                    Words = ConvertTens(Temp) & place(iCount)


                    MyNumber = Left(MyNumber, Len(MyNumber) - 2)
                Else

                    '=================================================================
                    ' if only Lakh, Crore, Arab, Kharab

                    If Trim(ConvertTens(Temp) & place(iCount)) = "Lakh" Or _
                       Trim(ConvertTens(Temp) & place(iCount)) = "Crore" Or _
                       Trim(ConvertTens(Temp) & place(iCount)) = "Arab" Then

                        Words = Words
                        MyNumber = Left(MyNumber, Len(MyNumber) - 2)
                    Else
                        Words = ConvertTens(Temp) & place(iCount) & Words
                        MyNumber = Left(MyNumber, Len(MyNumber) - 2)
                    End If

                End If
            End If

            iCount = iCount + 2
        Loop

        Spellword = "Rupees " & Words & Hundreds & Paisa & " Only"
    End Function

    ' Conversion for hundreds
    '*****************************************
    Private Function ConvertHundreds(ByVal MyNumber)
        Dim Result As String

        ' Exit if there is nothing to convert.
        If Val(MyNumber) = 0 Then Exit Function

        ' Append leading zeros to number.
        MyNumber = Right("000" & MyNumber, 3)

        ' Do we have a hundreds place digit to convert?
        If Left(MyNumber, 1) <> "0" Then
            Result = ConvertDigit(Left(MyNumber, 1)) & " Hundreds "
        End If

        ' Do we have a tens place digit to convert?
        If Mid(MyNumber, 2, 1) <> "0" Then
            Result = Result & ConvertTens(Mid(MyNumber, 2))
        Else
            ' If not, then convert the ones place digit.
            Result = Result & ConvertDigit(Mid(MyNumber, 3))
        End If

        ConvertHundreds = Trim(Result)
    End Function

    ' Conversion for tens
    '*****************************************
    Private Function ConvertTens(ByVal MyTens)
        Dim Result As String

        ' Is value between 10 and 19?
        If Val(Left(MyTens, 1)) = 1 Then
            Select Case Val(MyTens)
                Case 10: Result = "Ten"
                Case 11: Result = "Eleven"
                Case 12: Result = "Twelve"
                Case 13: Result = "Thirteen"
                Case 14: Result = "Fourteen"
                Case 15: Result = "Fifteen"
                Case 16: Result = "Sixteen"
                Case 17: Result = "Seventeen"
                Case 18: Result = "Eighteen"
                Case 19: Result = "Nineteen"
                Case Else
            End Select
        Else
            ' .. otherwise it's between 20 and 99.
            Select Case Val(Left(MyTens, 1))
                Case 2: Result = "Twenty "
                Case 3: Result = "Thirty "
                Case 4: Result = "Forty "
                Case 5: Result = "Fifty "
                Case 6: Result = "Sixty "
                Case 7: Result = "Seventy "
                Case 8: Result = "Eighty "
                Case 9: Result = "Ninety "
                Case Else
            End Select

            ' Convert ones place digit.
            Result = Result & ConvertDigit(Right(MyTens, 1))
        End If

        ConvertTens = Result
    End Function

   
    Private Function ConvertDigit(ByVal MyDigit)
        Select Case Val(MyDigit)
            Case 1: ConvertDigit = "One"
            Case 2: ConvertDigit = "Two"
            Case 3: ConvertDigit = "Three"
            Case 4: ConvertDigit = "Four"
            Case 5: ConvertDigit = "Five"
            Case 6: ConvertDigit = "Six"
            Case 7: ConvertDigit = "Seven"
            Case 8: ConvertDigit = "Eight"
            Case 9: ConvertDigit = "Nine"
            Case Else: ConvertDigit = ""
        End Select
    End Function